The government has maintained the same rates that were applicable during the January to March quarter of the previous financial year.

PPF, NSC Rates Unchanged for 8th Straight Quarter; Small Savings for April–June

For the first quarter of the financial year 2026–27, interest rates across small savings schemes will continue without any revision. The applicable period for these rates will be from April 1 to June 30, 2026, according to a notification issued by the Finance Ministry.

Among the schemes, Sukanya Samriddhi Yojana will offer 8.2 percent interest, while the National Savings Certificate will carry 7.7 percent. The Kisan Vikas Patra will provide 7.5 percent interest, with a maturity duration of 115 months.

Returns on the Public Provident Fund will remain at 7.1 percent, and the same rate will apply to three-year time deposits. The Monthly Income Scheme will continue to provide 7.4 percent, while post office savings accounts will offer 4 percent interest.

The government has maintained the same rates that were applicable during the January to March quarter of the previous financial year. This also marks the eighth successive quarter in which no changes have been made to these schemes.

Interest rates on some small savings instruments were last revised in the fourth quarter of 2023–24, after which they have remained unchanged.